Japan Town in San Francisco Essay Example | Topics and Well Written Essays - 750 words

Japan Town in San Francisco - Essay Example The Japan Center, however looks very ordinary, has numerous superb cafés and shops, flights of stairs and open patios and is considered as the point of convergence of Japanese culture in San Francisco. The Peace Pagoda, structured by the acclaimed Japanese designer Yoshiro Taniguchi, is a five-celebrated stupa which is a commitment by the individuals of Osaka, Japan to San Francisco. San Francisco's Japantown share its fringes with California, Geary, Octavia, and Fillmore Streets. It has around 150 little and medium estimated organizations with abundant reasonable lodging edifices for seniors. It additionally has non-benefit associations like the Japanese Cultural and Community Center of Northern California, Kimochi Senior Center, Nihonmachi Little Friends (preschool), national central command for the Japanese American Citizens League, the Japantown Task Force, the Japanese Benevolent Society, and the Ikenobo Ikebana Society of America. (2000 Census, 2006) History: The principal Japanese likewise called as Soko' dwelled in San Francisco during mid 1860s. At first they lived in Chinatown and in neighborhoods south of Market Street. Post the deplorable seismic tremor and fire in 1906, these Soko's begun moving toward the Western Addition where they opened their own focuses of supplications and ordinary Japanese shops and eateries. The territory gradually began to glance Japanese in each way and was before long resembling a Ginza which was later known as Nihonmachi, or Japantown. It was the beginning of San Francisco's Japanese American people group. San Francisco, California houses the biggest Japantown in United States of America. Be that as it may, it is littler than the one which was common in United States before the World War II. It so happened that after the attack on Pearl Harbor by Japanese, the US specialists arrested Japanese Americans and put them in inhumane imprisonments. Simultaneously, African Americans infringed on the empty neighborhood. These a great many African Americans had come looking for wartime modern occupations. Notwithstanding, after the war, Japanese Americans returned alongside Japanese workers firmly followed by speculations from the Japanese government just as Japanese organizations. Attributable to the redevelopment designs by Justin Herman in the 1960 to 1980, the African Americans were migrated to places like Fillmore area in the west, Tenderloin in the east and Hunters Point in the south. Now of time, numerous occupants of San Francisco ruled against returning after the World War II brought about constrained imprisonment of Japanese Americans - some being presumably second or third era Americans since 1942-45. Around 33% of the internees chose to move themselves in the East and Midwest after the support of the War Relocation Authority. During the time of 1950's, JapanTown was adversely affected by this redevelopment because of the augmenting of Geary Boulevard and the demolition of scores of Victorians for the development of the street and the Japan Center Mall. Motivated by the regular Japanese person on foot walkways, the acclaimed Webster Bridge was additionally planned. The Miyako inn at Post and Laguna has an enchanting Japanese nursery. Additionally observed is one of the most loved goals, the twin origami-style wellspring in the one square outdoors shopping center which stretches out from Peace Plaza north toward Pacific

Titanic Case Analysis free essay sample

Titanic Case Analysis Estate of Hans Jensen versus The White Star Line Facts: The White Star Line was proprietor of the Titanic, which was the biggest and most rich boat on the planet at that point. On April tenth, 1912, the Titanic left from Southampton, England with 2,227 travelers on board headed for New York City. On April fourteenth, the boat struck a chunk of ice off the bank of Newfoundland and sank around 2 ? hours after the fact. Travelers, for the most part ladies and kids, were stacked into rafts, anyway just 705 travelers made due the same number of rafts left incompletely full. Hans Peder Jensen and his life partner Carla Christine Jensen were travelers from Denmark on the Titanic. Hans Jensen was a craftsman and they had intended to settle in Portland, Oregon in the wake of showing up in the US. Hans Jensen didn't endure and his body was rarely recuperated. Carla Jensen was on raft 16 and was protected via Carpathia hardly any hours after Titanic sank. We will compose a custom exposition test on Titanic Case Analysis or then again any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Prior to Hans and Carla left, they have marked a will, which assigned Carla as Hans’s sole beneficiary and agent of his bequest. Carla Jensen recorded a claim for the benefit of Hans Jensen Estate against White Star Lines for the demise of his life partner. Carla sued White Star Lines in light of the fact that the boat had struck the ice sheet despite the fact that different boats had sent ice cautioning messages, which thus caused passing of her life partner. Carla’s fantasy about settling in the US and start another existence with Hans was broken. The tale of what really befell Hans Jensen the night that Titanic sank was for the most part obvious, despite the fact that there are some clashing records by the observers. As indicated by Carla Jensen’s data gave to her lawyer, Hans Jensen was helping stacking travelers into rafts when she last observed him. Second Office Lightoller, who was accountable for clearing the travelers, gave his memory of what happened that night. Lightoller had conversed with Hans while he was helping stacking the travelers and saw him getting into the collapsible Lifeboat D. In any case, when more ladies and kids came, Lightoller requested that others make room and Jensen leaped out of the raft. While the raft was brought down into the water, two men hopped into the pontoon from another deck, yet then he didn't see Jensen once more. Lieutenant Mauritz Bjornstrom Steffansson, another observer and one of the two men that hopped into Lifeboat D, anyway had a marginally unique rendition of the story. He guaranteed that Jensen was really flushed and was meddling with officials playing out their obligations, yet he kept the group away. Steffansson additionally said that he last observed Jensen when he escaped the raft. Subsequently, the two observers expressed that Hans Jensen intentionally surrendered his seat on the raft and that was the last time anybody has seen him. Carelessness: Hans Jensen Estate sued White Star Line guaranteeing White Star was terribly careless in its activity of the Titanic, bringing about death of more than 1,500 travelers, including Hans Jensen. Remuneration looked for by the offended party was for passionate, physical, and budgetary misfortune endured by Hans Jensen and Carla Jensen. The remuneration asserted was for: 1) Hans Jensen’s passing, 2) the physical wounds and enduring he needed to suffer as he was solidified to death, 3) the anguish Jensen would have felt realizing that he was going to pass on, and 4) money related loss of wages he would have earned as a talented craftsman. So as to guarantee carelessness, the offended party must demonstrate that the respondent owed an obligation of care to the offended party, the litigant had penetrated the obligation, the offended party had endured a lawfully unmistakable physical issue, and the injury was brought about by the defendant’s break. As per tort law, the obligation of care is estimated by the sensible individual norm, which is ordinarily characterized as what an individual with conventional consideration would do or not do under comparative conditions. When respondent is resolved to have penetrated the obligation of care, the offended party must demonstrate the person in question had endured a misfortune, mischief, wrong, or intrusion of secured intrigue. Another significant component is whether there is causation between the penetrate of obligation and the plaintiff’s injury. The principal component of carelessness is obligation of care. As indicated by the offended party, White Star Line, which possesses and works Titanic, owes an obligation of care to the entirety of the travelers on the boat. The entirety of the travelers depended upon White Star Line to take them to New York securely. Along these lines, the group on Titanic owed obligation of care to give food and solace, however more critically security to the travelers. Break of obligation happens when defendant’s activity has made danger of damage to other people. For this situation, the offended party accepts that the team of the Titanic acted in outlandish way from multiple points of view. The activities of the group individuals brought about the Titanic struck a huge icy mass and in the long run sank causing huge setbacks, so the obligation of care was penetrated. Regardless of whether the penetrate of obligation has caused the plaintiff’s injury is the third component of carelessness. Prerequisites for causation will be causation indeed and proximate reason. Causation in actuality is dictated by the â€Å"but for† test, which implies in the event that it was not for the defendant’s break of obligation, mischief or injury would not have happened. Proximate reason is the point at which the association between the activity (penetrate of obligation) and the injury is sufficiently able to force risk. Another issue that should be considered is predictability on the grounds that the defendant’s activity more likely than not made a predictable danger of injury. For this situation, the team of Titanic was exploring the boat during the night at high pace in water with chunk of ice, so the danger of the boat hitting an ice shelf and causing losses can be predicted. What's more, Plaintiff needs to show confirmation of genuine harm brought about by the defendant’s activities. The harms guaranteed for this situation by the offended party are loss of Hans Jensen’s life, agony and experiencing sticking to death, mental anguish Hans endured realizing he is going to kick the bucket, and loss of wages as a woodworker. The offended party was looking for compensatory harms just as correctional harms from the offended party for net carelessness in working the Titanic, causing significant death toll. Resistances to Negligence: The three protections to carelessness are presumption of hazard, overriding reason, and contributory carelessness. Supposition of hazard is the point at which the offended party has intentionally and willfully goes into a hazardous circumstance. On the off chance that an unforeseeable interceding occasion happens that break the causal association between an unfair demonstration and the injury, at that point the overriding reason can be utilized by the respondent to alleviate the risk for the injury. At last, contributory carelessness can be utilized as safeguard if the plaintiff’s own carelessness had added to the injury. Coming up next are the White Star Line’s barrier contentions: First, White Star Line asserts that Hans Jensen has deliberately decided to step out of Lifeboat D, while everybody that was on the raft endure. Jensen didn't need to leave the vessel when more ladies came as there were as yet void seats when the pontoon was brought down. Along these lines, the litigant contended Mr. Jensen had â€Å"assumed the risk† when he knew about the hazard or peril by not remaining in the raft. Jensen ought to have comprehended the hazard and threat, yet he presented himself to that chance as he had surrendered the seat he involved. Both Office Lightoller and Lieutenant Bjornstrom-Steffansson are observers who have collaborated with Jensen and have seen Jensen escaping the raft willfully. Furthermore, White Star Lines asserted that the activities of travelers on the Titanic made supplanting cause. At the point when travelers turned out to be raucous and wild, Hans Jensen attempted to control the travelers despite the fact that Office Lightoller educated him it was a bit much, thus the raft left without Jensen. Along these lines, the respondent contended that the activities of travelers had caused Jensen’s passing and supplanted the supposed carelessness on White Star Lines. Contributory carelessness due to plaintiff’s own activity fills in as complete barrier to risk for carelessness. For this situation, White Star Lines guaranteed that Jensen may have ignored crew’s bearing or was not acting in a sensible way consistently because of his drinking, which added to his demise. Jensen had educated Officer Lightoller that he had couple drinks for his birthday as indicated by Lightoller’s declaration. Under New York law at that point, any carelessness owing to the offended party keeps recouping pay from the respondent, despite the fact that the litigant may have been careless. End: Based on the realities of this case, my decision as a member of the jury is supportive of the offended party. White Star Lines’ carelessness was the reason for the passing of Hans Jensen. The team of Titanic owed obligation of care to its travelers for taking them to New York securely, anyway that obligation of care was penetrated when the boat had struck an ice sheet and sank in the Atlantic Ocean. Titanic had gotten ice alerts from four different boats, yet the admonitions were overlooked and the boat was going at fast around evening time when the ice would not be plainly noticeable from a far separation. The danger of the boat hitting the ice shelf could be predicted. Additionally, the team didn't appropriately lead the clearing activity the same number of the rafts left incompletely full. More travelers could have been spared if the rafts were stacked to its full limit. On the off chance that it was not for the sinking of the Titanic, Hans Jensen would not have kicked the bucket at such a youthful period of only 21 years of age. The association between the break in obligation of care and the subsequent death toll is sufficiently able to warrant risk. The offended party suffered legitimately unmistakable injury

aye carumba! COLUMBIA UNIVERSITY - SIPA Admissions Blog

aye carumba! COLUMBIA UNIVERSITY - SIPA Admissions Blog Application materials continue to come in flooding our mailboxes.   We receive a lot of paper for an application that allows applicants to upload everything electronically.   These documents will all be processed and uploaded into the applicants files. We continue to respond to emails and voice mails proudly I can say we are finally all caught up, which means that there are no email/voice mails sitting in our main SIPA Admissions mailbox for more than 24 hours a huge feat during this BUSY season with messages hitting us day and night.   We are lucky to have super students and admissions counselors responding to them as quickly as they can because we all know how frustrating it can be to wait for a response when you are trying to decide what to upload into your application.   Hopefully we can stay at this pace for the next few months. To help us comb through the paper and emails faster, please do not send any additional supplemental materials that we do not require from you.   And again, official documents do not need to be submitted for your application to be reviewed.   You may submit copies.   Official documents are only required if you have been admitted into our program.   Also, it will be helpful if you send us an email attachment with materials, to include your name and the program you are applying in the subject line.   Many thanks. Reading process has started and is going well with our new application system Readers seem to be happier; its always better to have a happy reader.   Looking forward to getting through some of my reads this week (happily).

The Inequality Of Poverty And Poverty - 1558 Words

Why is it that the people in poverty have such a tough time getting out of it? â€Å"Income inequality in the United States is higher than in any other advanced industrial democracy† (Lieberman). In America the poverty gap is continuously increasing throughout the years and no sense of progression is being shown. People in poverty are finding it harder every year to escape their low economic stage . When it comes to poverty it does not mean just having a low income it is a â€Å"condition of having little or no money, goods, or means of support† (Dictionary.com). It is a state of being that the public sometimes have no choice of being in. People born into or living in communities of poverty are extremely isolated from the rest of America that they do not know what is available for them because of the lack of knowledge. Some of the reasons why people in poverty find it so difficult to break free are because of their mentality, being isolated from the rest of the country and lack of education. First lets identify the reason why there is such a numerous amount of people in poverty. Recorded data demonstrates that â€Å"15.1 percent— just over 46 million Americans— were officially in poverty in 2010 [, which ]... is an increase from 12.5 percent in 2007†(State of Working America). Also â€Å"The average unemployment rate rose from 4.6 percent in 2007 to 9.3 percent in 2009 and 9.6 percent in 2010† (TRISI, SHERMAN AND BROADDUS). What this data clearly represents is an increase of poverty rate inShow MoreRelatedPoverty Inequality And Poverty And Inequality875 Words   |  4 Pagesimportant concepts which are poverty and inequality. Both inequality and poverty have mainly negatives impacts in the society therefore, it is almost a prerequisite to have an understanding of both for the sake of reduce them accurately. The first purpose of the essay is to give a thorough understanding of what poverty and inequality are. The second purpose is to display some similarity between poverty and inequality. Poverty Primarily, a simple definition of poverty is highly questionableRead MorePoverty Inequality And The Poverty2877 Words   |  12 Pagescause poverty because of the inequality and unfairness they bring. The country is put to blame for the governments and nations decisions. The people themselves can also be put at fault for poverty because of population but, some can not help it. This affects the poverty threshold, the people, and the number of people in poverty. Poverty can be solved with the help of organizations, the government or the president, and happy volunteers who would be willing to do a lot for these people. Poverty is aRead MorePoverty Inequality : Poverty And Income Inequality1526 Words   |  7 PagesPoverty Income Inequality How do we balance the assistance we give the poor but do not discourage work? The labor markets which determine how much workers are paid do not take into consideration how much a family really requires to pay for all expenses like health care, clothes, food, housing, and transportation. The labor markets actually create inequalities of income and as a result create issues leading to poverty. Poverty is measured by the U.S. Census Bureau as a direct result of the OfficeRead MoreInequality Between Poverty And Poverty1139 Words   |  5 Pageslast two decades in ending the terms of inequalities and poverty. Many countries are determined to improve their economy, and become fully developed just like the United States. In my home country, Kuwait, poverty do not exist, however, inequalities do. Some of the countries that have done well in the recent past include China, India, Brazil, and South Korea. However, poverty and inequalities are still being realized in the wealthy nation. Povert y and inequalities in the society are the two main factorsRead MorePoverty and Inequality2265 Words   |  10 Pagesown family and take care of it. Because of the inequality, making more inequality and poverty arises. When women are not educated, although they are given the chance to seek for jobs, they only can do simple jobs that make them have only a low bargaining power over their wages. Although women are earning income, but their purchasing power is still low and have less ability to buy their basic goods. However, in the modern society now, the gender inequality has become lesser and the equality is even improvingRead MoreInequality : Inequality And Poverty1729 Words   |  7 Pages Inequality and poverty exist in our society because wealth and opportunity are inherited. If we all entered the world with an equal amount of resources, some would still rise above others but everyone would get the same chance to succeed in life. Since greed is one of the norms of our society, and wealth is passed from generation to generation, there will always be inequality and poverty. The system of wealth and inequality is actually pretty simple. It all boils down to a few things what youRead MorePoverty in America and Inequality798 Words   |  3 Pagesâ€Å"Poverty is the worst form of violence.† Mahatma Gandhi’s words still ring true in today’s society. Poverty is nothing to sweep under the rug or put on the back burner. While many statistics state that poverty is decreasing, other sources state the opposite. Poverty is a hot topic in the U.S., foreign countries, and speaks true about many genders, ethnic groups, and children. Poverty is present in today’s U.S. social system. For example, as Lesser states in the Clearinghouse Review, â€Å"Forty-sixRead MoreIncome Inequality And Poverty989 Words   |  4 Pagesâ€Å"Income inequality has no necessary connection with poverty, the lack of material resources for a decent life, such as adequate food, shelter, and clothing. A society with great income inequality may have no poor people, and a society with no income inequality may have nothing but poor people† - Robert Higgs. When people think of income inequality they picture poverty and people not having basic necessities. However income inequality is not just a connection to the poor. Income inequality is stronglyRead MorePoverty and Inequality in Society683 Words   |  3 Pageswondered what it’s like to live in poverty? No proper food, shelter or even clean water. And have you ever stopped for a moment and thought about how inequality and separation has affected the world? Everyone is born different yet we still treat each other differently because of our race, ethnicity, gender, religion and sexuality. Poverty and Inequality has been one of the world’s major concerns. The rich are getting richer and the poor are getting poorer. Poverty is the inability to afford theRead More Poverty and Inequality Essay1855 Words   |  8 PagesPoverty and inequality exist in every developed culture and often are only patched in order for society to continue upwardly. Poverty and inequality in the United States exists for many reasons; reasons that very from the prospective lens. Interpretive theories in particular ask us to question our reality and its constructs. Interpretive theories require us to looks at the world as a social realm, one that we created and constantly change. Interpretive theories study the relationship between power

Nietzsches Revaluation of All Values - 2314 Words

Nietzsches Revaluation of All Values In the nineteenth century, popular philosophy - particularly the Hegelian dialectic - professed that mankind was developing in an upward direction, becoming more angelic as it were. Mans moral laws were more advanced, as support for democracy and equal rights were beginning to become popular. However, Friedrich Nietzsche believed that mankind was entering a downward spiral towards complete decadence. Modern man, with its advanced morality, was, in truth, decaying on the inside. Claims of morality merely masked modern mans decay: he is veiled behind moral formulas and concepts of decencyÂ…. [not] to mask human malice and villainyÂ…. [but] it is precisely as tame animals that we are a shameful†¦show more content†¦Nietzsches favourite examples of decadent values were altruistic. An ‘altruistic morality, a morality under which egoism languishes - is under all circumstances a bad signÂ…. [because] to choose what is harmful to oneself, to be attracted by ‘disinterested motives, almost constitutes the formula for decadence. [TI Expeditions of an Untimely Man 35] In demonstrating the harmful effects of altruism, he attached little value to pity because pity, insofar as it really causes suffering Â… is a weakness, like every losing of oneself through a harmful affect (D 134). Pity promotes nothing of value, instead this depressive and contagious instinct thwarts those instincts bent on preserving and enhancing the value of life: both as a multiplier of misery and as a conservator of everything miserable it is one of the chief instruments for the advancement of decadence. [AC 7] Nietzsche believed that pity came from a mistaken notion that suffering is evil. However, the discipline of suffering, of great suffering - do you not know that only this discipline has created all enhancements of man so far? (BGE 225) Pity alters great suffering into pathetic group misery that has no value. Other values are decadent due to their universal requirement. Chastity, for example, is harmful to some: not a few who sought to drive out their devil entered into the swineShow MoreRelated Nietzsches Revaluation of All Values Essay2301 Words   |  10 Pagesthe revaluation of all values. We need a critique of moral values, the value of these values should itself, for once, be examined?. [What if] morality itself were to blame if man, as a species, never reached his highest potential power and splendour? [GM P 6] In this essay I will first look at several reasons for the necessity of a revaluation of all values. Then I shall look at Nietzsche?s conception of the ?noble? and how through egoism, they can undertake the revaluation of all values. Read MoreThe Philosophies of Friedrich Nietzsche Essay1003 Words   |  5 Pages and those who loved it loved it with a passion. Nietzsche’s works are widespread and his view is that God is dead. This is not meant literally but in the context that the Christians faith is not gaining followers but that there is an explosion of non-believers. In the Madman he states, â€Å"God is dead. God remains dead. And we have killed him. How shall we comfort ourselves, the murderers of all murderers? What was holiest and mightiest of all that the world has yet owned has bled to death underRead MoreNietzsches Critique of Judeo-Christian Values2628 Words   |  11 Pagesï » ¿ Nietzsche’s critique of Judeo-Christian values As perhaps one of the most important pieces of work written by Nietzsche, â€Å"On the Genealogy of Morality† contains some of his most complex and provocative thoughts on the nature of morality and its origins. It is evident throughout his essays that Nietzsche has a profound discontent with modern society and its values, a discontent that Nietzsche attempts to explain through a thorough critique of the modern values that have stemmed from the riseRead MoreNietzsche s On The Genealogy Of Morals1668 Words   |  7 Pagesmy own beliefs of what is sought as â€Å"good† and what is â€Å"bad,† I chose to expand my ideas and compare them to Friedrich Nietzsche’s first essay in â€Å"On the Genealogy of Morals.† Nietzsche first debunks the ideas of Nietzsche sees two types of morality at play creating these original definitions of good bad and evil, master morality and slave morality. I will also use Nietzsche’s concept of â€Å"will to powerà ¢â‚¬  to evaluate each of these ideas. Nietzsche believes that the will to power is the force thatRead MoreNietzsche versus Gandhi Essay1378 Words   |  6 Pageshave parallel means of finding a cure to such an illness as the one that plagues society. Nietzsche’s vision of spiritual health correlates directly with Gandhi’s image of industrialism and the self-sufficiency. This correlation prevails by highlighting the apparent sickness that is ubiquitous in both of the novels. Nietzsche sees our past as replete with decadence and spiritual decay. Oftentimes the values that we blindly accept have a contemptible origin; such is the case with the foundationsRead MoreNietzsche and Gandhi, Society1414 Words   |  6 Pageshave parallel means of finding a cure to such an illness as the one that plagues society. Nietzsche’s vision of spiritual health correlates directly with Gandhi’s image of industrialism and the self-sufficiency. This correlation prevails by highlighting the apparent sickness that is ubiquitous in both of the novels. Nietzsche sees our past as replete with decadence and spiritual decay. Oftentimes the values that we blindly accept have a contemptible origin; such is the case with the foundationsRead MoreCare Theory Compare Contrast1602 Words   |  7 PagesFriedich Nietzsche Friedrich Nietzsche’s (1844- 1900) ideas on truth, religion, morality, history, nihilism, power, and meaning of existence have had an enormous influence on modern Western philosophy (Internet Encyclopedia of Philosophy, 2009). His works remain highly controversial and there is widespread disagreement about their interpretation and significance. Some of the major concepts of his ideas in a very simplified way include Nihilism and the revaluation of values. Nihilism argues that lifeRead MoreNietzsche-Philosophizing with a Hammer Essay2032 Words   |  9 Pagesâ€Å"sounding out idols† with his hammer. These are the eternal idols that have the capacity to disappear in the dark. My assumption is that he had a deliberate cause of using the paradoxical expression (Nietzsche, 1996). These idols include beliefs, ideals, values and truths and Nietzsche puts criticism on them as we tent to believe that they are eternal and that seem to rule our thought and action with a kind o f self justification. Through his philosophy, he has the intention of showing the historicity orRead MoreZarathustras Three Metamorphoses, Applied to Modernism Essay2213 Words   |  9 Pagesback into people’s daily lives, or by thinking about ways to overcome nihilism and go on without Him. This new era of modernism served as the backdrop to much of Nietzsche’s work, and had an undeniable impact on later writings such as Thus Spoke Zarathustra. The parable â€Å"The Three Metamorphoses† in that work is an outline of Nietzsche’s ideas about redemption in his contemporary period of Godless modernism. Though the title references three metamorphoses of the soul, one has already occurred whenRead MoreComparing and Contrasting the Philosophies of Nietzsche and Plato1896 Words   |  8 Pagesachieve an optimistic view; the individual must learn to love fate. This also involves accepting reality for exactly what it is and not creating a false sense of â€Å"reality†Ã¢â‚¬â€what the person would â€Å"like† to see. Because of Nietzsche’s opinion that ‘God is dead† he believed that this life was all there was, so the best way to live was to realize the true actuality of the world, and to also use the love of what is real and actual to enjoy life. Plato, on the other hand, had a completely different concept of

New Recession Worry Bank Fails Free Essays

The article â€Å"New Recession Worry: Bank Fails† by Chris Isidore discusses construction loan problems and negative effects they have on performance of smaller and mid-size banks. The economic impact of loan problem is evident – economic analysts assume that they may result in serious credit crunch. Therefore, the overall financial system is being endangered by instability and possible financial loses. We will write a custom essay sample on New Recession Worry: Bank Fails or any similar topic only for you Order Now    Isidore, the author of the article, stresses that there is a need to fight strong headwinds as the risk of capital shortfalls is rising. If not managed, the situation will definitely lead to failure of national banks. The Federal Deposit Insurance Group reports that the number of problem institutions has jumped after the loan crisis of 1980s. More than 75 banks are experiencing serious troubles. During the regular hearing on the state of the baking industry, it was reported that the mentioned 76 banks were likely to be a smaller part of the overall problem which inflicts banking sector. Many banks are really worrying about their financial stability as there is a real chance to go bankrupt. If within the next two years the number of problem institution raises up to 200, the flood of banks will lead to SL crisis. For example, the years of 1989 was marked by a failure of more than 200 banks. (Isidore 2008) Jaret Seiberg, financial services analyst, argues that troubled banks should be purchased before they go bankrupt. He says: â€Å"Many of these banks are highly dependent on construction lending, and that’s the area of lending that is likely to come under the most stress†. (Isidore 2008) The positive moment is that experts argue that not all banks will fail. For example, in 2007 only 3 banks failed, despite about 50 banks were listed to fail at the end of the previous year. Only Douglass National Bank in Kansas City has failed this year. Nevertheless, the problem exists and the head of the FDIC decided to hire 25 staffers to deal with increase in bank failures. In such a way, the staff will be increased by 11% improving performance. The idea is to hire retirees who have managed to deal the S;L crisis. Of course, smaller banks are at higher risk to fail, not the global ones. Isidore says that smaller banks are â€Å"big players in the business of construction loans made to homebuilders – loans that were backed by new homes now worth a fraction of the original estimated value†. (Isidore 2008) Economic experts admit that the number of construction loans has spiked. For example, in the past six months 7.5% of single-family construction loans were violated. I agree with the author that small and mid-size banks are the most endangered as they have less opportunities to cope with financial crisis and they need more time to restore their current positions. Moreover, credible reputation will be under the question. I think that even non-residential developers, who seem not to be hurt, may suffer from loan problems.   Isidore also supports this idea writing that â€Å"the demise of smaller lenders probably won’t have as noticeable impact on the national level, but in a lot of local markets around the U.S. it will be felt†. (Isidore 2008) Further, I want to add that smaller banks are also marked by the greatest economic weakness and they are more likely to fail, but the customers have the chance to save their deposits. I would recommend developing better security policies in case of financial and economic crisis. Smaller banks should be more careful in providing new loans and credit as they may loose money in case of credit crunch or new loan problems. Works Cited Isidore, Chris. 2008, March 3. New Recession Worry: Bank Fails. Available at http://money.cnn.com/2008/03/03/news/economy/bank_failures/index.htm?postversion=2008030316 Accessed March 10, 2008.                      How to cite New Recession Worry: Bank Fails, Essay examples

Labatt Blue Sot Essay Example

Labatt Blue Sot Paper | Labatt’s Blue Case Study S.W.O.T Analysis | | | | Heather Hogg Lucas PeddleBA 10902/4/14 | | Labatt’s Blue Case Study S.W.O.T Analysis | | | | Heather Hogg Lucas PeddleBA 10902/4/14 |Executive SummaryLabatt’s Blue needs a facelift to once again be on top in sales of the mainstream beer segment. Competitions among the brands of Budweiser and Coors Light has shown the weakness of the marketing of the company’s product. InBev thought that investing into a Horizontal Integration Strategy was going to help them capitalize among beer sales in Canada but instead have decided to focus on other brands rather than Labatt’s Blue. Since then the Labatt’s Blue has gone down in sales and is now looking for marketing strategies that will once again make them a leader in the mainstream beer segment. We recommend that Labatt’s Blue needs to target the new, younger generation of beer drinkers through advertisement and social media to genera te brand recognition. Also through the use of promotions in beer cases the company will be able to spark interest among consumers. The investment into reaching the new generation of beer drinkers will help improve the sales of Labatt’s Blue. Problem: Over the years, Labatt’s Blue has been losing market share within the beer industry in Canada. How can Labatt’s Blue make itself once again Canada’s leading beer brand and dominate the market like in it did in past years. Labatt Blue S.W.O.T AnalysisStrengths:In case promotions (during the summer months Labbatt offers giveaways inside its beer cases for consumers)Supports sporting events (has sponsorship ties with both CFL and NHL)Sensitive to social issues (different labels in Quebec without maple leaf) Past add campaigns that people still remember today (out of the blue commercials) Weaknesses: Image as your dad’s beer – when I see Labatt’s Blue the first thing I think of is the idea th at my father and grandfather used to